Additional Services

Drop Services

Customers can drop off their transactions after hours through the use of our night depositories. All branch locations offer this service. All you need to do is contact the most convenient office to sign a contract.

• Blue zipper bags: two (2) free bags upon request.
  Additional bag at expense of customer at current cost.
• Non-refundable $20.00 per lockable bag fee (including 1 key).
• Additional keys $2.00 each.
• $1.00 - To call customer before making any adjustment.
• $2.00 - If held for processing in the presence of customer.
• Transactions dropped after 8:00 AM are processed the next business day.

Merchant Coin

Rolled coins available to all customers for purchase at all locations.

Wire Transfers

Transfer money from one account to another, efficiently and inexpensively.  

ATM / Debit Cards

The Automatic Teller Machine allows customers to do their banking during and after business hours, on weekends and holidays. CSB has 24-hour ATM machines at six convenient locations in Claremont, Charlestown and Cornish. Networks we belong to are NYCE®, CIRRUS.

Debit cards can be used for Point of Sale (POS) transactions. The card is "swiped" through a terminal with immediate authorization received from the processor. A "debit" transaction is withdrawn from your checking account. This differs from a "credit card" transaction.

Attention ATM and Debit Card Customers
Due to the consistent fraudulent ATM and Point of Sale transactions coming out of Nigeria and Romania, Claremont Savings Bank will no longer accept ATM withdrawals or Debit Card transactions from these regions.
 

Merchant Credit Card Program

This program allows our business customers to accept credit card payments. Northern Merchant Services provides processing of VISA® and MasterCard® payments and can assist with processing Discover® and American Express® cards.

Overdraft Protection 

Claremont Savings Bank offers two options to protect your good credit standing in the event your checking account becomes overdrawn. No one likes to think about being overdrawn, but it can happen to any of us through an oversight or miscalculation. An innocent mistake can cause embarrassment, inconvenience, overdraft charges, costly returned check fees and a bad credit rating.  Take a look at this chart which compares the features of the three products.

Overdraft Alternatives

Premium Overdraft Protection

This product is available to checking account customers who have had positive balances and no overdrafts for at least 60 days. Consumers are limited to $500 and businesses are limited to $1,000. The Basic Plan covers overdrafts by check or ACH; the Optional Enhanced Plan covers ATM and POS transactions as well. The customer must actively “Opt-In” to be eligible for the Optional Enhanced Plan. The customer must have enough in the premium overdraft account to cover the deficiency and the overdraft fee. Click here to choose Premium Overdraft Protection

Whisper Loan Overdraft Protection

Whisper Loan allows you to write a loan from your own NOW/Checking Account (up to prearranged limit, subject to credit approval). With this type of loan, payments are flexible, allowing you to make a small minimum monthly payment or as much as you wish to pay. Should you inadvertently overdraw your NOW/Checking Account, Whisper Loan can protect you by automatically transferring the exact amount needed to cover the check.

Help Yourself Overdraft Protection

With a Help Yourself Account, you can transfer funds from another statement savings account here at CSB to cover an overdraft. Should you inadvertently overdraw your NOW/Checking Account, you are protected by an automatic transfer of the exact amount needed to cover the check from an account you have designated for this purpose. The fee for this service is $1.00 per transfer.