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DEPOSIT RATES | CONSUMER LOAN RATES | MORTGAGE & HOME EQUITY RATES

Personal Deposit Rates

(Last updated  January 11, 2012)

Checking and Savings | CDs | KidSaver CDs | Current Specials

Variable Rates

Account Type Annual Percentage Yield (APY) Interest Rate Minimum Balance to Open Minimum Balance to Obtain APY

Checking and Savings

NOW Account 0.10% 0.10% $100.00 $0.00
HSA Checking Account 0.50%
0.75%
1.00%
0.50%
0.75%
1.00%
$1.00
$1.00
$1.00
$0.01
$10,000.00
$50,000.00
Small Business 0.10% 0.10% $100.00 $0.00
Statement - Regular and IRA 0.15% 0.15% $10.00 $100.00

KidSaver Statement

0.15% 0.15% $1.00 $10.00

 

       

Savings Club-Preauth

0.25% 0.25% $10.00 $10.00
Midas and IRA Money Market

0.20%
0.30%
0.50%
0.50%
0.75%
0.80%

0.20%
0.30%
0.50%
0.50%
0.75%
0.80%

$500.00
$500.00
$500.00
$500.00
$500.00
$500.00

$100.00
$5,000.00
$50,000.00
$100,000.00
$250,000.00
$500,000.00

         
1 Year Variable 0.50% 0.50% $100.00 $100.00

Escrow Accounts

0.15% .015% N/A $0.00

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Fixed rates

Account Type Annual Percentage Yield (APY) Interest Rate Minimum Balance to Open Minimum Balance to Obtain APY

Certificates of Deposit *

3 Month

 0.20%  0.20% $500.00 $0.00

6 Month

 0.30%  0.30% $500.00 $0.00

1 Year
(365 Days)

 0.50% 0.50% $500.00 $0.00

2 Year
(24 Months)

 0.85%  0.85% $500.00 $0.00

3 Year
(36 Months)

 1.25%  1.24% $500.00 $0.00

4 Year
(48 Months)

 1.50%  1.49% $500.00 $0.00

5 Year
(60 Months)

 1.90%  1.88% $500.00 $0.00
IRAs and SEPs Above Above $500.00 $0.00

KidSaver CDs

Bee-ginner CD
(6 Months)

 0.30%  0.30% $100.00 $0.00

Toucan CD
(1-3 Years)

 0.85%  0.85% $100.00 $0.00
 Current CD Specials
 18 Month
 0.60%  0.60% $500.00  $0.00
Two-Year Enchanced CD   0.85%  0.85%  $5,000.00  $0.00

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*Note: Penalty for early withdrawal may be imposed.
The Annual Percentage Yield shown is accurate for the first date of the period shown. Please call any office to obtain the current APY. Fees could reduce earnings on an account. The rates on all accounts except fixed rate certificates are variable and may change after the account is opened. Rates and programs are subject to change without notice.