Claremont Savings Bank - We're with you

Getting the right loan can make all the difference when it comes to saving you money. While we describe most of our loan products here, it is worth it to talk with a loan officer to see which loan product would make the most sense for your particular situation.

Personal Loans

CSB offers various types of personal loans, including car loans, recreational vehicle loans (motorcycles, campers, RVs, boats, ATVs, snowmobile) and Whisper Loans Overdraft Protection. We also offer collateral loans. Your CSB Savings Account or Certificate of Deposit may be pledged as collateral for a loan. It's an economical way to borrow money.  Check current rates
 

Mortgages & Home Equity Loans

CSB offers a wide variety of mortgages with fixed and variable rates. CSB also offers home equity loans for various terms.  Talk with a loan officer regarding getting into the home of your choice. We offer low down payment programs to qualifying borrowers, as well as one-closing construction loans.  Check current rates

Business Loans

CSB offers a full complement of commercial loan products designed to meet the needs of local businesses. Let us know how we can partner with you as you grow your business. Call us today at 542-7711 or stop by one of our convenient locations.

• Mortgage Loans
  Finance the purchase of your commercial real estate on flexible terms or refinance existing real estate to consolidate debt, improve facilities or for long-term financing needs.

• Construction Loans
  Finance the construction of a new facility or your investment property. Uniquely designed with one closing, paying interest-only during construction, and automatically converting to fixed principal and interest payments.

• Development Loans
  Finance the purchase of land and the infrastructure improvements for commercial or residential developments.

• Operating Line of Credit
  Can be advanced, paid back, and re-advanced throughout the year to finance short-term or temporary cash flow needs while paying interest only.

• Indexed Line of Credit
  Fund a percentage of your accounts receivables such as vehicles and inventory with interest payments only.

• Revolving Line of Credit
  Make funds available for quick purchases of vehicles and equipment. Automatically converts to fixed principal and interest payments over a five-year term.

• Overdraft Line
  Attached to your checking account to protect you against an overdraft and overdraft fees.

• Term Loans
  Purchase machinery, equipment, furniture, and computers, or to fund permanent working capital needs with terms customized to fit your cash flow needs.

• Letters of Credit
  Guarantee your performance to municipalities or suppliers on specific projects.

For a personalized rate quote, call one of our commercial loan officers at 542-7711.