CSB Offers a full range of loan products to help with all types of lending needs.

We were the first bank in New Hampshire to offer Bi-Weekly mortgage payments.  By paying one-half of a month's payment every two weeks, the home owner makes 26 payments per year. Those extra payments reduce principal and that means the loan gets paid off sooner.  The home owner ends up paying a much lower interest cost because the loan is paid off sooner. For example, under the Bi-Weekly Mortgage Plan a 30 year home mortgage could be paid off approximately 7 years sooner than with the traditional monthly payment plan.

Similarly, if you have a loan at CSB, you are eligible for reduced cost checking account at CSB.  Ask your Loan Officer to see if your account qualifies.

Getting the right loan can make all the difference when it comes to saving you money.  While we describe most of our loan products here, it is worth it to talk with a loan officer to see which loan product would make the most sense for your particular situation.

Whenever you need a little extra cash, we're the ones to turn to. Consider one of the following CSB Loans:

Real Estate Mortgage - CSB offers a wide variety of mortgage loans. Construction Loans and Private Mortgage Insurance (PMI) as well as conventional mortgages with fixed and variable rates.

Consumer (Personal) Credit Loans - Borrow for any worthwhile purpose: home improvements or repairs, the purchase of automobiles and trucks, boats, recreational vehicles and mobile homes.

Whisper Loans (Overdraft Protection) - A Whisper Loan allows you to write a loan from your own NOW/Checking Account (up to prearranged limit, subject to credit approval). With this type of loan, payments are flexible, allowing you to make a small minimum monthly payment or as much as you wish to pay. Should you inadvertently overdraw your NOW/Checking Account, a Whisper Loan can protect you by automatically transferring the exact amount needed to cover the check.

Collateral Loans - Passbook, certificates, life insurance and qualifying stocks and bonds may be pledged as collateral for a loan. It's an economical way to borrow money.

Automatic Loan Payments - You may automate any payment from your NOW/Checking or Statement Savings Account. Check with Customer Service for details.

 Please contact us with your situation and we'll get back to you.