A MIDAS (More Interest Dollars And Sooner) checking account is a money market account that earns interest and allows three checks per statement cycle to be negotiated off the account.

• Earns interest. Refer to Rates.

• ATM card access available.

• Balances under $500.00 are charged monthly fee of $5.00.

• Minimum balance to earn interest is $100.00.

• Minimum balance to open $500.00.

• More than three checks written $9 per check fee applied.

• Interest is compounded/paid on the last business day of each month.

• Interest is calculated on the daily balance method.

• Stop payment fee is $15.00.

• FDIC Insured.