Current Rates at CSB
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Mortgage Loan Rates * Page last updated on April 30, 2008 |
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|
Loan Type |
Maximum Term |
Points |
Interest Rate |
APR |
Caps |
P & I Per $1,000 |
|
1-4
Family |
Adjustable Rate Mortgage (ARM) | |||||
| 1 Year ARM |
30 Years |
0 |
4.75% |
5.12% |
2/6 |
$5.22 |
| 3/1 Year ARM |
30 Years |
0 |
5.00% |
5.13% |
2/6 | $5.37 |
| 5/1 Year ARM |
30 Years |
0 |
5.50% |
5.30% |
2/6 | $5.68 |
| 7/1 Year ARM | 30 Years |
0 |
5.750% |
5.47% |
2/6 | $5.84 |
| 10/1 Year ARM |
30 Years |
0 |
6.000% |
5.73% |
2/6 | $6.00 |
|
10/1 Year ARM First Time Home Buyers |
40 Years |
0 |
5.990% | 5.61% | 1/5 | $5.50 |
| Fixed rates | ||||||
|
15 years |
0 |
5.75% |
5.810% |
N/A |
$8.30 |
|
|
30 Years |
0 |
6.25% |
6.287% |
N/A |
$6.16 |
|
| Home Equity Loans | ||||||
| 1 Year ARM Line of Credit |
10 years |
0 |
5.990% |
5.125% |
2/6 |
$11.10 |
| 10 Year Fixed Conventional |
10 Years |
|
6.500% |
6.523% |
N/A |
$11.35 |
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Annual Percentage Rates(APR's) assume a 20% down payment and are based upon a $100,000 loan including points and a $350 Processing Fee. Above Rates Available on Second Homes with 20% Down Payment. Private Mortgage Insurance required on loans with less than 20% down. Variable rates may be increased after consummation. Interest Rate and Programs are subject to change without notice. All ARM's have a minimum floor interest rate of 4.75%-5.00%.Construction Loans available. One closing only. Mobile Home Loans also available. Please Contact us for details. |
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| * - Interest Rate and Programs are subject to change without notice. | ||||||
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