The NOW account is our most popular checking account. Features include:

• Earns interest. Refer to disclosure at the bottom of the page.

• Monthly maintenance fee of $5.00.

• A per-check fee of $.10 or more than ten checks are processed during a statement cycle. 

• Deposit of $100.00 required to open the account.

• Earns interest.  Refer to the Rate sheet.

• A variety of options to avoid or reduce fees are available. Call or stop by to discuss these options.
• NO FEE ATM and Debit Card available.
• FDIC Insured.

Disclosure:

Interest is paid and compounded monthly, credited to your account on the last business day of the month.  Interest begins to accrue on the business day you make a deposit including any non-cash items (ex: checks). 

CSB uses the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the balance in the account each day.

CSB's current fee for a stop payment is $15.

In order to be able to pay interest, we must reserve the right to require seven days' written notice prior to withdrawal.