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Claremont Savings Bank
Privacy Policy Notice
Notice Concerning Your Privacy Rights
Protecting your privacy is important to Claremont
Savings Bank and our employees. We want you to understand what
information we collect and how we use it. In order to provide our
customers with a broad range of financial products and services as effectively
and conveniently as possible, we use technology to manage and maintain customer
information. The following policy serves as a standard for all Claremont
Savings Bank employees for collection, use, retention, and security of
nonpublic personal information.
What Information We Collect
We may collect "nonpublic personal information"
about you from the following sources:
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Applications, loan and account forms and other information you provide to us,
whether in writing, by telephone, in person, electronically or by any other
means. This information may include your name, address and social
security number.
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Information about your transactions with us such as your account balance and
payment history.
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Information we received from third parties such as credit bureaus. This
may include account information and your credit history.
What Information We Disclose
We do not disclose any nonpublic personal
information on our current or former customers to anyone, except the following
as permitted by law:
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To comply with federal or state laws and other legal requirements.
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With your permission.
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To consumer reporting agencies.
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To respond to a subpoena or court order, judicial process or regulatory
authorities.
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To third parties assisting us in providing services to you. We may
provide personally identifying information with service providers who help us
process you applicatiion or service your accounts. Our service providers
include appraisers, attorneys or other professionals.
In the event that you are no longer an active customer, we will retain your
records for as long as required by law. We will continue to treat your
nonpublic personal information as described in this notice.
Our Security Procedures
We also take steps to safeguard customer
information. We restrict access to your personal and account information
to those employees who need to know that information to provide products and
services to you. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to guard your nonpublic personal
information.
Visitors to this Bank website remain anonymous. We
do not collect identifying information about visitors to our site. We may use
standard software to collect non-identifying information about our visitors
such as:
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Date and time our site was accessed
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IP address (A numeric address given to servers connected to the Internet)
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Web browser used
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City, state and country
The bank uses this information to create summary
statistics and to determine the level of interest in information available on
our site.
Visitors may elect to provide us with personal information via e-mail, on-line
registration forms. This information is used internally, as appropriate to
handle the sender's request. It is not disseminated or sold to other
organizations.
If you have a privacy-related concern, please call
Customer Support at
(603) 542-7711 or 1-800-992-0316.
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