Personal and Vehicle Loan Rates

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Updated on 7/25/2017

Autos/Trucks | Motorcycles | Campers & Boats | Utility Equipment | Personal/Unsecured 

Autos/Trucks*
Year Terms Interest Rate APR Down Payment P&I per $1,000
New
2016-2017 72 3.99% 4.15% 0% $15.64
Used
2014-2015 60 4.99% 5.18% 10% $18.87
2012-2013 48 5.99% 6.23% 10% $23.48
2011 or Older 36 6.99% 7.30% 20% $30.87
Motorcycles*
Year Terms Interest Rate APR Down Payment P&I per $1,000
New
2016-2017 72 5.99% 6.15% 0% $16.57
Used
2012-2015 60 6.99% 7.18% 10% $19.80
Used
2011 or Older
36 7.99% 8.30% 20% $31.33
Campers & Boats (New/Used)*
Year Terms Interest Rate APR Down Payment P&I per $1,000
New
2016-2017
72 6.50% 6.66% 0% $13.39
Used
2013-2015
72 7.25% 7.42% 10% $13.76
Used
2012 or Older
48 8.75% 8.99% 20% $24.77
Utility Equipment (Snow Machines, 4 Wheelers, Utility Trailers with Titles)*
Year Terms Interest Rate APR Down Payment P&I per $1,000
New
2016-2017
48 8.75% 8.99% 20% $24.77
2012-2015 48 9.75% 10.00% 20% $25.24
Personal Unsecured Loans*
Loan Type Terms Interest Rate APR P&I per $1,000
Personal Loan 48 14.00% 14.25% $27.33
Home Improvement** 60 7.00% 7.20% $19.80

*$55.00 processing fee applies to all consumer loans shown. Interest rates and programs subject to change without notice. Certain restrictions may apply. Maximum term dependent on loan amount. Please contact us for details.
 

  • Rates and programs are subject to change without notice
  • Vendor’s single interest insurance is required when applicable
  • APR = Annual Percentage Rate, based on a $10,000 loan
  • Deduct 0.50% for pre-authorized payments on all consumer loans shown
  • Add 0.50% with credit score below 680 on all consumer loans with exception of deposit secured, cash reserve and short term notes
  • Add 0.25% to rate per six months increase to term up to one year
‚Äč** For Energy Efficient Home Improvement loans deduct .50% off the rate and 1.00% off with pre-auth payments
 

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