Your Banking

KASASA® ACCOUNTS

Do you want cash rewards every month, refunded ATM fees, trusted personal service and a totally free account? Review our suite of FREE KASASA® accounts and choose the right one for you.

KASASA® ACCOUNTS Kasasa® Cash KASASA® ACCOUNTS
Free Minimum Deposit to Open Reward Ask to Qualify
No monthly service fees

No minimum balance
$25.00 2.00% APY on balances up to $10,000. Refunded ATM fees
  • 12 Debit Card Transactions
  • E-Statements
  • Access On-Line Banking 1 time per month
Qualification to receive Rewards: Per Qualification Cycle
  • 12 Debit Card Transactions
  • E-Statements
  • Access On-Line Banking 1 time per month
Monthly Qualification Cycle: A period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.

Qualifications Met:
  • 2.00% APY on balances up to $10,000
  • 0.40% APY on portions of balance over $10,000
  • Nationwide ATM Fee refunds (Cap of $25.00 per month)
Qualification Not Met:
  • 0.01% APY on entire balance, try again next month, account is still free.

 
 
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Kasasa® Cash Back KASASA® ACCOUNTS
Free Minimum Deposit to Open Reward Ask to Qualify
No monthly service fees

No minimum balance
$25.00 2.00% Cash Back on debit card purchases. Refunded ATM fees
  • 12 Debit Card Transactions
  • E-Statements
  • Access On-Line Banking 1 time per month
Qualifications to receive Rewards: Per Qualifications Cycle.
  • 12 Debit Card Transactions
  • E-Satements
  • Access On-Line Banking 1 Time Per month
Monthly Qualifications Cycle: A period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.

Qualifications Met:
  • 2.00% Cash back on debit card purchases up to a total of $300 per qualification cycle (Max $6 per month)
  • Nationwide ATM Fee refunds (Cap of $25.00 per month)
Qualification Not Met:
  • No rewards given, try again next month, account is still free.
 
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Kasasa® Savings KASASA® ACCOUNTS
Free Minimum Deposit to Open Reward Ask to Qualify
No monthly service fees

No minimum balance
 
$10.00 1.00% APY on balances up to $25,000. 
  • Simply qualify in Cash and/or Cash Back
Qualification to receive rewards:
To qualify for Kasasa Savings Rewards, the account holder must qualify in the respective Kasasa checking account.
 
Monthly Qualification Cycle: A period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.

Qualifications Met:
  • 1.00% APY on balances up to $25,000.
  • 0.40% APY on portions of balance over $25,000.
Qualification Not Met:
  • 0.01% APY on entire balance, try again next month, account is still free.
 
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Kasasa® Tunes
Free Minimum Deposit to Open Reward Ask to Qualify
No monthly service fees

No minimum balance
 
$25.00 Sign up bonus. iTunes, Amazon, Google Play purchase refunds. Refunded ATM fees.
  • 12 Debit Card Transactions
  • E-Statements
  • Access On-Line Banking 1 time per month
Qualification to receive Rewards: Per Qualification Cycle
  • 12 Debit Card Transactions
  • E-Statements
  • Access On-Line Banking 1 time per month
Monthly Qualification Cycle: A period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.

Qualifications Met:  
  • $20 opening grant (expires in 60 days)
  • $7 monthly grant (expires in 30 days)
  • Nationwide ATM Fee refunds (Cap of $25.00 per month)

Qualification Not Met:
  • No Rewards given, try again next month, account is still free.
iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com Inc. Google Play is a registered trademark of Google Inc.

Apple Inc., Amazon.com and Google are not participants in or sponsors of this program
 
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Personal Savings Accounts

Grow your money with competitive rates, easy access and the safety of FDIC protection. Our personal savings accounts can help you build a nest egg for any goal – retirement, college, health costs or just a rainy day. Select any account below to learn more.

Personal Savings Accounts Statement Savings Personal Savings Accounts
Minimum Deposit to Open Minimum Balance to Earn Interest Monthly Service Charge Charges per Check/Deposit
$10.00 $100.00 None NA
Save toward needs of any size with our Statement Savings account, featuring a low opening deposit and small daily minimum balance. Best of all, your money won’t be tied up. You’ll enjoy easy access with unrestricted deposits and the freedom to make pre-authorized withdrawals.
  • Free ATM/debit card available
  • Free Online Banking*
  • Six qualifying withdrawals or transfers per month
  • Interest compounded and paid on the last business day of each month
 
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MIDAS Money Market Savings Personal Savings Accounts
Minimum Deposit to Open Minimum Balance to Earn Interest Monthly Service Charge Charges per Check/Deposit
$500.00 $100.00 $5.00 if balance falls below $500.00 NA
Put your extra cash to work with our MIDAS (More Interest Dollars And Sooner) money market savings account. You’ll earn interest while still having access to your money. And for added security, our Insured Cash Sweep® (ICS®) option offers multi-million dollar FDIC insurance – so you can enjoy peace of mind while still earning interest.
  • Free ATM/debit card available
  • Free Online Banking and Bill Pay*
  • Six qualifying withdrawals or transfers per month
  • Interest compounded and paid on the last business day of each month
 
Apply Now
KidSaver Savings Personal Savings Accounts
Minimum Deposit to Open Minimum Balance to Earn Interest Monthly Service Charge Charges per Check/Deposit
$1.00 $10.00 None NA
Savers under 18 can open a KidSaver Savings account for as little as a dollar, while earning interest on balances as low as $10.00. It’s a great way to learn solid financial habits for a lifetime, with easy conversion to an adult checking or savings account in the future.
  • 6 qualifying withdrawals or transfers per month**
  • Easy transition to an adult account at age 18
  • Quarterly statement
  • CDs available for children** 
* Not available to open online.
 
Health Savings Accounts Personal Savings Accounts
Minimum Deposit to Open Minimum Balance to Earn Interest Monthly Service Charge Charges per Check/Deposit
$1.00 $1.00 None NA
If you’re concerned about high health insurance deductibles, our interest bearing Health Savings Accounts (HSAs) could be the perfect solution – a tax-exempt account that can help you pay qualified medical expenses via check, debit card or online bill pay. To learn more and discuss your eligibility, contact us today. 
  • No set-up fees or service charges
  • Free debit card
  • Free Online Banking and Bill Pay*
  • Checks available
* Not available to open online.
 
Certificates of Deposit Personal Savings Accounts
Minimum Deposit to Open Minimum Balance to Earn Interest Monthly Service Charge Charges per Check/Deposit
Varies Varies None NA
A safe and secure way to earn a solid return on your money, our Certificates of Deposit (CDs) offer a wide selection of terms and interest rates backed by FDIC insurance. You can also use them for your Individual Retirement Account (IRA) to grow tax-exempt savings for the future.
  • Choice of variable or fixed rate return
  • Terms from 3 months to 5 years
  • CD specials often available
 
Coverdell Education Savings
Minimum Deposit to Open Minimum Balance to Earn Interest Monthly Service Charge Charges per Check/Deposit
Varies Varies None NA
Put more toward your child’s education – and less toward federal taxes. Our Coverdell Education Savings Account (CESA) works with any Claremont Savings Bank CD or savings account, letting you make tax-free withdrawals for qualified educational expenses without any penalty. 
  • No opening costs
  • No maintenance fees
  • Tax free when withdrawn for qualified educational expenses
* Not available to open online.
 

*There is an inactivity fee with Bill Pay after 30 days of non-use. **Account must be in name of youth with youth's Tax ID. If youth is under age 13, an adult must be on the account as a joint owner. In order to be able to pay interest, we must reserve the right to require seven days written notice prior to withdrawal. At age 18, the account automatically becomes a regular statement savings account.

Personal Services

Make the most of your time and money with our wide range of personal banking services. You can learn more at any of our locations throughout the Greater Claremont area, or by contacting a Customer Care Specialist today.

ATM/Debit Cards
Your Claremont Savings Bank ATM/debit card gives you 24-hour access to ATMs at all our convenient branch locations. We also belong to the accel® and MasterCard® networks, for easy ATM access wherever you go. For added convenience, Instant Issue ATM/debit cards can be obtained at our Claremont, Charlestown, NH and Springfield, VT locations.

Direct Deposit
Save time and money while eliminating inconvenient trips to the bank. It’s easy with Direct Deposit – simply provide our routing and transit number (211770190) to check issuers, and funds will go directly to your Claremont Savings Bank accounts for faster access. It’s a must for federal benefit payments, so contact one of our Customer Care Specialists or sign up today.

E-Statements
Electronic statements are simply electronic versions of traditional papers account statements, containing the same information. E-statements will arrive in the email inbox of your choosing. Some of the benefits include: more secure than paper statements, faster delivery with easy access and environmentally friendly. If you are not currently enrolled in e-statements or choose to opt-out, please complete this form.

Online Banking and Bill Pay
Our Online Banking gives you access to your Claremont Savings Bank accounts 24 hours a day, seven days a week – so you can check balances, get statements, make transfers and more, anywhere you can access the Internet. Simply enroll online now.

Overdraft Services
To protect your credit standing against an accidental overdraft on checking account transactions or automatic payments, we offer not one but three overdraft protection programs. You can choose one or several in combination for greater peace of mind. Download our overdraft comparison to learn more.

Popmoney®
The Popmoney® personal payment service is our new payment service that lets you send, receive or request money from friends, family or just about anyone with an email address or mobile number. We have added Popmoney® into our online bill pay service to let you move money from your bank account to theirs safely and securely, with ease. View Popmoney® options in your Online Banking portal

Premium Overdraft Protection
We also provide additional coverage against overdrafts on your ATM and Point of Sale (POS) transactions, so there are no inconvenient or embarrassing hassles when making a purchase. For coverage, opt-in online or contact a Customer Care Specialist today.

Safe Deposit Boxes
We offer safe deposit boxes in many sizes for your important documents and irreplaceable items. Boxes are available in Claremont at our Broad Street and Washington Street locations, as well as in Charlestown and Springfield, VT.* You’ll even receive a 20% discount with automatic payment of your rental fee from a Claremont Savings Bank account.

Standard Box Size Annual Rental Fee
4” x 2” $20.00
4” x 3” $25.00
5” x 2” $26.00
5” x 3” $27.00
5” x 5” $35.00
10” x 3” $40.00
10” x 5” $70.00
10” x 10” $135.00
Bulk Storage Box Size Annual Rental Fee
24” x 15” x 9.75” $150.00
24” x 15” x 15” $165.00

Telephone Banking
Our CSBee-Line lets you check balances, determine recent account activity, verify electronic transactions, get loan account information and more via phone. Just call 1-888-Call CSB (1-888-225-5272) or 603-542-5437 and follow our phone banking menu for your preferred option.

*Size and availability vary by location. Contents of safe deposit boxes are not insured. Not an FDIC insured product.