Your Financing

Personal Loans

We offer a wide variety of personal loans because we serve a wide variety of people – neighbors purchasing their next vehicle, improving their homes or building their dreams with the help of some extra cash. To finance your goals, apply online now.

Auto Loans
Finance your new or used vehicle with a local lender you trust. We offer low fixed-rate auto loans with terms up to 72 months and down payments from 0% to 20% depending on your vehicle’s model year. As with all our personal loans, you can even get a discounted rate if you make preauthorized payments from your Claremont Savings Bank deposit account.*

RV Loans
If you’re considering a new or late-model 4-wheeler, utility trailer or snow machine, our low fixed-rate loans can get you rolling in a hurry with terms up to 48 months and a 20% down payment.*

Motorcycle Loans
We can finance your new or used motorcycle on your terms – with a low rate, friendly service and fast local approval that’s free from out-of-town red tape. Our fixed-rate motorcycle loans offer terms up to 72 months and a down payment ranging from 0% to 20% depending on the age of your bike.*

Camper/Boat Loans
To start enjoying your camper or boat a little sooner, contact one of our local loan officers for fast, responsive service. We offer fixed-rate camper and boat loans with down payments ranging from 0% to 20% and terms up to 10 years, depending on loan amount.*

Home Improvement Loans
You can make that new roof, furnace, pool or deck a reality with one of our unsecured home improvement loans – no collateral required. Terms are up to 60 months, with a specially discounted rate if you’re upgrading your home’s energy-efficiency. Plus, you can get an additional discount with preauthorized loan payments from a Claremont Savings Bank deposit account.*

Secured, Unsecured and Collateralized Loans
When you need economical financing, talk to us. In addition to secured, fixed-rate loans for cars, boats and equipment, we provide unsecured loans for terms from 90 days to four years – no collateral required, based on your good character, credit score and repayment ability. Or ask us about collateralized loans, which often feature reduced interest rates if you pledge your savings account or certificate of deposit as collateral. With over a century of lending experience here in the Greater Claremont area, we can help you find options that fit.

Apply Online Now

*Rates and programs are subject to change without notice. Vendor's single interest insurance is required when applicable. Deduct 0.50% for pre-authorized payments on all consumer loans with exception of deposit secured, cash reserve and short-term notes. Add 0.50% with credit score below 680 on all consumer loans with exception of deposit secured, cash reserve and short-term notes.

Mortgage & Home Equity Loans

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy-to-understand explanations of each program on the site and a Loan Officer is always just a call or email away! Contact our Retail Lending Team or Apply online now! Want to learn more about what you need to apply for a mortgage? Download our Mortgage Checklist.

Business Loans

We offer a full complement of commercial loan products for your needs. Contact our Commercial Lending Team and let us know how we can help you grow your business.

Business Loans Lines of Credit Business Loans


Operating Line of Credit
Your line can be advanced, paid back and re-advanced throughout the year to finance short-term or temporary cash flow needs while paying interest only.
 

Indexed Line of Credit
Fund a percentage of your accounts receivables or floorplan inventory (such as vehicles) and with interest payments only.


Revolving Line of Credit
Make funds available for quick purchases of vehicles and equipment, automatically converting to fixed principal and interest payments over a five-year term.


Overdraft Line
Linked to your checking account to protect you against an overdraft and overdraft fees.


If you are interested in applying for a Line of Credit, please download our fillable PDF application. You can drop off the completed application at any Claremont Savings Bank location
 

Application for loans less than $50,000
Application for loans greater than $50,000

 
Term Loans Business Loans

Purchase machinery, equipment, furniture and computers, or fund permanent working capital needs with terms customized to fit your cash flow needs.
 

If you are interested in applying for a Line of Credit, please download our fillable PDF application. You can drop off the completed application at any Claremont Savings Bank location
 

Application for loans less than $50,000
Application for loans greater than $50,000

 
Cash Reserve Business Loans

Our Business Reserve Protection safeguards your business' good credit standing in the event you overdraw your Claremont Savings Bank
 

If you are interested in applying for a Cash Reserve loan, please see a Customer Service Representative at any Claremont Savings Bank location

 
Commercial Real Estate Mortgage Business Loans

Mortgage Loans
Finance the purchase of your commercial real estate on flexible terms or refinance existing real estate to consolidate debt, improve facilities or for long term financing needs.
 

If you are interested in applying for a Commercial Real Estate Mortgage, please download our fillable PDF application. You can drop off the completed application at any Claremont Savings Bank location
 

Application for a Commercial Real Estate Mortgage

 
Investment Rentals Business Loans

Finance a retail investment property purchase or exisiting rental portfolio that needs refinancing. 
 


If you are interested in applying for a Rental Investment Loan, please download our fillable PDF application. You can drop off the completed application at any Claremont Savings Bank location
 

Application for Investment Rentals

 
Construction and Development Loans Business Loans

Construction Loans 
Finance a new facility or your investment property. Uniquely designed with one closing, paying interest-only during construction, and automatically converting to fixed principal and interest payments.

Development Loans 
Finance land purchases and infrastructure improvements for commercial or residential developments.
 

If you are interested in applying for a Construction or Development Loan, please download our fillable PDF application. You can drop off the completed application at any Claremont Savings Bank location
 

Application for Construction or Development Loans

 
Small Business Administration Loans

SBA 7(a) Loan 
 For-profit businesses including recent acquisitions. Up to $5,000,000 SBA guarentee can not exceed $3,750,000

SBA 504 Loan 
For-profit businesses looking to purchase long term assets such as land buildings or certain equipment with a net worth less than or equal to $15,000,000 and average net income not greater than $5,000,000 for the past two years.  Equity requirement is as low as 10%. $25,000-$5,000,000 ($5,500,000 for manufacturing companies)

SBA Patriot Express 
Veterans and members of the U.S. military who want to establish or expand a small business. Up to $350,000

If you are interested in applying for a SBA loan, please contact our Commercial Lending Team