Skip to content

View All Accounts

* APY = Annual Percentage Yield. APYs accurate as of 8/26/2021

RATE & REWARD INFORMATION FOR KASASA CASH®, KASASA CASH BACK® AND KASASA TUNES®:

Rates are variable and may change after account is opened without notice to you. Notice of adverse changes to rewards or bonuses will be provided at least 30 days prior to change. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. There are no recurring monthly maintenance charges or fees to open or close these accounts. Mobile Carrier Fees may apply.

Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Trademarks: Kasasa, Kasasa Cash Back, Kasasa Tunes and Kasasa Saver is a trademark of Kasasa, Ltd., registered in the U.S.A.

Qualifications - To qualify for cash back on debit card purchases and the ATM fees refund, you must meet the following requirements per monthly qualification cycle (MQC):

  • Debit Cards: 12 debit card purchases (excluding ATM transactions) must post and clear your account.
  • Electronic Statements: Receive your monthly account statement electronically.
  • Online Banking: Access Online Banking or Mobiliti at least once.

You will qualify automatically for the first qualification cycle.

Monthly qualification cycle - Monthly qualification cycle means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.

Minimum balance to open the account - $25.00.

ATM fees refund - If you have met your qualifications for the MQC, we will refund ATM fees imposed by other U.S. financial institutions, up to an aggregate amount of $25.00 per MQC and deposit them into your account on the last day of your statement cycle.

KASASA CASH®:

Cash back rewards - When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, you will receive:

  • Tier 1 - An interest rate of 0.9954% will be paid on the portion of your daily balance that is less than or equal to $10,000.00. The annual percentage yield for this tier is 1.00%
  • Tier 2 - An interest rate of 0.1499% will be paid on the portion of your daily balance that is greater than $10,000.00. 
  • When your Kasasa Cash account qualifications are not met, the interest rate paid on the entire balance will be 0.01% with an annual percentage yield of 0.01%.

When Kasasa Cash account is linked to Kasasa Saver, the following also apply: Interest earned within the Kasasa Cash account does not compound since it, along with any nationwide ATM fee refunds, are automatically transferred to the Kasasa Saver account within one business day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account balance is less than the transferred amount when the transfer occurs. When your linked Kasasa Cash account qualifications are met during a MQC, daily balances up to and including $100,000 in your Kasasa Saver account earn an APY of 0.30% and daily balances over $100,000 earn an APY of 0.20% on the portion of the daily balance over $100,000, resulting in a range from 0.20% to 0.30% APY depending on the account's daily balance. When your linked Kasasa Cash account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an APY of 0.01%. Kasasa Saver interest compounds monthly.

KASASA CASHBACK®:

Cash back rewards - If you have met your qualifications for the monthly qualification cycle, you will receive 2% cash back, up to an aggregate amount of $6.00 per monthly qualification cycle, on everyday debit card purchases of $300 or less that post and clear your account during the monthly qualification cycle. The cash back rewards will be credited to your account on the last day of your statement cycle.

When Kasasa Cash Back account is linked to Kasasa Saver, any nationwide ATM fee refunds, are automatically transferred to the Kasasa Saver account within one business day. This automatic transfer may cause an overdraft to your Kasasa Cash Back account if the account balance is less than the transferred amount when the transfer occurs. When your linked Kasasa Cash Back account qualifications are met during a MQC, daily balances up to and including $100,000 in your Kasasa Saver account earn an APY of 0.30% and daily balances over $100,000 earn an APY of 0.20% on the portion of the daily balance over $100,000, resulting in a range from 0.20% to 0.30% APY depending on the account's daily balance. When your linked Kasasa Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an APY of 0.01%. Kasasa Saver interest compounds monthly.

KASASA TUNES®:

Monthly refunds - Each month in which you meet the monthly qualifications, you will receive a $7.00 grant to use toward iTunes, Amazon.com or Google Play purchases. If you have met your qualifications for the monthly qualification cycle, we will refund purchases made at either the iTunes Store, Amazon.com or the Google Play store up to an aggregate amount of $7.00 (which includes any applicable sales tax), that are made during the cycle following the monthly qualification cycle in which you met the qualification requirements. In order to be refunded, purchases must be made using the Claremont Savings Bank debit card(s) associated with the account and must post and clear the account during the monthly qualification cycle.

You will have 30 days from the beginning of the statement cycle to use the grant amount from the previous qualification cycle. The refund will be credited on the banking day after the end of the cycle in which the purchases posted to and cleared your account. Qualifying purchases that post and clear your account on the last day of your statement cycle, if within 30 days of the grant, will be refunded on the last day of the following statement cycle. Any portion of the grant amount that is not used within that time period will be forfeited.

Sign-up grant - Upon account opening, you will receive a $20.00 grant to use toward iTunes, Amazon.com or Google Play purchases. We will refund online purchases made at either the iTunes Store, Amazon.com or the Google Play store made during the first 60 days after you open the account, up to an aggregate amount of $20.00 (which includes any applicable sales tax). In order to be refunded, purchases must be made using the Claremont Savings Bank debit card(s) associated with the account and must post and clear the account within the 60 day period. The refund will be credited to your account on the last day of the statement cycle. Qualifying purchases that post and clear your account on the last day of your statement cycle will be refunded on the last day of the following statement cycle. Any portion of the sign-up grant that is not used within that time period will be forfeited. One sign-up grant per Kasasa Tunes account number.